The rise of financial technology has drawn the attention of regulators to FinTech firms and how they function. FinTech companies like any other regulated institutions are required to comply with a growing set of regulatory rules. One of the latest examples is the FCA’s roll-out of Secure Customer Authentication (SCA) for e-commerce transactions. This will mean that card issuers, payments firms, and online retailers will have to follow more stringent authentication steps for European online payments over €30.